| Minimum Balance | APY1 |
| $50 | 1.20% |
iSavings
Imperial Capital Bank designed a personalized savings account that can help make your money management easier and life more enjoyable.
If you have any questions about this account call us at 1-866-413-5626 (9 a.m. to 4 p.m. Pacific Standard Time, Monday thru Friday).
Features
- Opening Minimum Deposit $50
- Minimum Balance of $50 to Earn Interest
- ATM Access When Linked to iChecking Account
- 6 Foreign ATM Usage and Surcharge Fees Waived Monthly
- Free 24/7 Telephone Banking
- Transfers Between Accounts2
- Tiered Interest Rates
Balance APY1 $50 - $9,999 1.20% $10,000 - $49,999 3.20% $50,000 or Higher 3.40%
2 Federal regulation limits the number of withdrawals and/or transfers that may be made from a savings account by telephone transfer, Online Banking transfer and pre-authorized transfer. You are limited to 6 withdrawals and/or transfers from your savings account by pre-authorized transfer, telephone transfer, Online Banking transfer (including bill payment).
Product and Services Disclosures
- Schedule of Fees and Charges Internet [
852KB] - Regulatory Disclosure [ 178KB]
- Deposit Account Agreement[ 166KB]
- Rate Schedule
Frequently Asked Questions
- How much do I need to open a savings account?
A minimum opening balance of $50 is required to open an iSavings account and earn interest. - Can I withdraw my money at any time?
You may withdraw available funds at any time; accounts closed within the first 90 days may be subject to an Early Closure fee. Please refer to our Schedule of Fees and Charges for more information. - What is the interest rate on the account?
The interest rate on our iSavings accounts is stated above but is subject to change at any time.