iMoney Market Checking

Enjoy flexibility and earn a high interest rate with Imperial Capital Bank's iMoney Market Checking Account. This is considered an investment account that lets you maintain complete control of your money.

If you have any questions about this account call us at 1-866-413-5626 (9 a.m. to 4 p.m. Pacific Standard Time, Monday thru Friday).

Features

• Opening Minimum Deposit $2500
• Minimum Balance of $2500 to Earn Interest
• Imperial Capital Bank Visa ® Debit Card Available
• 6 Foreign ATM Usage and Surcharge Fees Waived Monthly
• Free 24/7 Telephone Banking Access
• Monthly Maintenance Fee Waived with a $5000 Average Balance
• Transfer Between Accounts²

• Apply Online
• Apply by Mail

Product and Services Disclosures

• Schedule of Fees and Charges Internet [ 852KB]
• Regulatory Disclosure [ 178KB]
• Deposit Account Agreement[ 166KB]
• Rate Schedule

Frequently Asked Questions

1. How much money do I need to open the account?
   We require $2,500 to open an iMoney Market Checking Account.
   
   
2. Are there any restrictions on the account?
   Federal regulation limits the number of withdrawals and/or transfers that may be made from a savings account by telephone transfer, Online Banking transfer, pre-authorized transfer, check, and debit card. You are limited to 6 withdrawals and/or transfers from your savings account by pre-authorized transfer, telephone transfer, and Online Banking transfer (including bill payment). If the account permits transfers by check or debit card, no more than three of the limited transfers may be by check or debit card.
   
   
3. Will there be a maintenance fee on this account?
   Yes, to avoid a maintenance fee you must maintain an average balance of $5000.