Savings II

Imperial Capital Bank designed a savings account with higher rates and more flexibility than a term account.

If you have any questions about this account, contact your local branch. This is not an Internet product and is only available at one of our retail branch locations.

Features

• Open your account now and receive a rate lock through January 20^th, 2009
• A lower minimum balance with higher rates and more flexibility than a term account
• Opening minimum deposit and minimum balance to earn interest is $1,000

• No maintenance fee
• Free online banking
• 6 Foreign ATM Usage and Surcharge Fees Waived Monthly
• Transaction limitations apply

  Visit a branch near you      Call 800.455.4485

1  3.75% Annual Percentage Yield effective through January 20, 2009 in all branch locations. Rate applies and is offered as an in-branch product only.

Product and Services Disclosures

• Contact an Imperial Capital Bank representative

Frequently Asked Questions

1. Are we able to lock in our rate for a period of time?
   Yes, open an account at one of our branches and receive a rate lock on this account until January 20^th, 2009.
   
   
2. Does this account offer ATM access?
   Yes, but certain limitations apply.
   
   
3. The rate is comparable to a CD, does this have the same limitations?
   No, the Savings II product is a liquid product that allows you access to your account with lower minimum balances as compared to a CD.
   
   
4. How many transactions can I perform on this account in a given month without incurring a fee?
   You are able to make six transactions per month before a fee is incurred. Contact an ICB representative for more information.